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What Documents Should We Check Before Buying Any Property ?

Buying a residential property in India is very expensive as a result of the constant upward trend in prices of the property over the last few years. Earlier, a residential property including a house, flat, villa or plot could be bought using your savings only but now even this has become a distant dream. The whole struggle of every prospective property buyer is arranging adequate amounts of money to take care of the requirements for a Home Loan as well as other required expenditures including the registration charges, tax-deductible at source as well as statutory duties.


Documents Which are Required to Buy Property in India


Purchasing a property not only would involve you scouting various locations and neighbourhoods, however it also requires you to handle a number of documentations as well. In India, when buying a residential property, you would have to pay particular attention to the documentation necessary, thus to ensure that you are purchasing the right property, there are a number of documents which you must check for and obtain from the seller in order to establish your ownership properly. In case you do not review the required documents thoroughly, you may face a hard time selling your property in the future. Some of these essential documents required to buy a property in India have been mentioned below.


1. Sale Deed/Title Deed/Conveyance Deed

The most important document required to establish your ownership of the property is the title deed. You would have to ensure that you must have all title deeds as well as conveyance deeds in order to determine the ownership of the respective property for the last 30 years. You must insist on a sale deed registered in the office of sub-registrar.

2. Extracts from Mutation Register

You would have to obtain the required excerpts from the mutation register as it will contain necessary information about the previous owner, the present owner, the mode of purchase of the property, the nature of the land bought and the total area of the land where the property is located.

3. NOC from different Government Departments

You are required to have a NOC (No Objection Certificate) from the respective Government departments so as to ensure that no statutory dues which are pending and to ensure that the property in question is regularised and is not under any acquisition or demolition from any department of the government.

4. House Tax/Property Tax Receipts

You are required to get the house tax/property tax receipts from the seller of the property for the last 5 years at minimum so as to ensure that no house tax dues have been pending and shall also establish the ownership of the seller.

4. GPA (General Power of Attorney)

In case the previous transaction of the property was done through GPA, then you would require the copy of the GPA so as to ascertain that the person who authorised the transaction was duly authorised to do so.

5. Sanctioned Building Plan

It would be in your favour if you ensure that the building to be bought has been constructed in accordance with the approved plan and no rules were flouted by the builder.

6. Allotment Letter

When purchasing a property from a builder or society, you are required to obtain the allotment letter in order to know how much money remains to be paid to the builder or the society on account of the respective property. It shall also contain the required details about the property.

7. Payment Receipts

You are required to have all the signed payment receipt from the seller of the property specifying the receipt of the money or any advance paid during the purchase of the property.

8. Documents Related to Existing Loan

In case the property in question has an existing loan running, you will have to obtain some crucial documents from the lender including the foreclosure letter, list of documents and NOC in relation to the sale of the property.

9. Agreement to Sell

You must ensure that you have a signed agreement to sell, drafted on a stamp paper, which is duly registered with the sub-registrar, so as to ensure that the agreement is binding on both the parties.

Whenever you have decided to purchase a residential property in India, you must never rush into making any decisions. You must check all the necessary documents, seek assistance from an experienced Lawyers In Delhi or a Lawyers In Bangalore or a property consultant and only after doing a thorough research take a final decision.

Lead India offers you a team of property Lawyers In Kolkata and in various other cities who have years long experience in dealing with cases related to property issues. Hence, if you wish to talk to a lawyer or seek free legal advice, you may contact us.


Call Us: +91–8800788535


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